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Genetic Testing and Life Insurance

You are here: Home / Archive / Feature Stories / Genetic Testing and Life Insurance
Published: June 7, 2020 by RHJ Producer

It’s illegal for health insurers to use genetic testing to discriminate against policyholders. However, life insurers can and do discriminate on that basis if the test is in your medical file. Private testing lets patients know their risk for many diseases without landing in health files. Advocates want to make it illegal for life insurers to also discriminate on this basis, but it may end up with higher costs for everyone. Experts explain.


Guest Information:

  • Anya Prince, Associate Professor of Law at the University of Iowa.

  • Dr. Patricia Born, Professor and Payne H. and Charlotte Hodges Midyette Eminent Scholar in Risk Management and Insurance, Florida State University

  • Lisa Schlager, Vice President of Public Policy, Facing Our Risk of Cancer Empowered (FORCE)

Links for more info:

  • Iowa Law: Anya Prince
  • Florida State University: Patricia Bown
  • FORCE: Facing Our Risk of Cancer Empowered
Program #: 20-23Segment Type: Feature StoriesTopics: Bioethics| Discrimination and Racism| DNA and Genetics| Economics| Economics and Finance| Ethics| Federal Government and Regulation| Genetic Testing| Health Care| Insurance| Law Enforcement and Police| Medical Records| Philosophy and Ethics| Privacy| Public Policy and RegulationGuests: Anya Prince| Dr. Patricia Born| Lisa SchlagerInstitutions & Organizations: Facing Our Risk of Cancer Empowered (FORCE)| Florida State University| University of IowaProducers: Jason Dickey
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About RHJ Producer

Since 1992, Radio Health Journal has been bringing listeners useful, verifiable information they can trust and rely on in the fields of medicine, science & technology, research, and the intersection of health & public policy. Both Radio Health Journal and sister show Viewpoints Radio are AURN productions.

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